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What to Expect on Closing Day in Louisiana

A walk-through of what happens at the closing table — and the insurance documents you will need.

4 min read

Closing day in Louisiana looks a little different than in other states. Here is the play-by-play.\n\n## Before you arrive\nYour lender needs the homeowners insurance binder and (if required) the flood insurance binder in hand 48 hours before closing.\n\n## At the table\nYou will sign the act of sale, the mortgage documents, and the disclosures. The notary handles the recording.\n\n## After closing\nYour insurance policies go into effect the moment you take ownership. Save the policy declarations page somewhere easy to find.

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