Hurricane Season: Insurance Steps Every Louisiana Family Should Take

June 1 to November 30. You know the dates. Here is the insurance prep most Louisiana families skip.\n\n## Photograph everything\nA video walkthrough of every room takes 10 minutes. It is the single best thing you can do for a future claim.\n\n## Check your wind/hail deductible\nMany Louisiana policies have a separate hurricane deductible (2–5% of dwelling). Know what yours is BEFORE a storm.\n\n## Confirm flood coverage is active\nFlood policies have a 30-day waiting period. If you wait until a storm is in the Gulf, it is too late.\n\n## Update your inventory\nNew furniture? Renovated kitchen? Make sure your contents coverage reflects today, not three years ago.